HUMM90 HELP & Support
humm90 interest free card

What is the eligibility for humm90//WRAP?

You can convert a purchase of $250 or more into a humm90//WRAP, if the below conditions are fulfilled:
- Your purchase was made in the last 30 days.
- All active humm90//WRAPs and Instalment Plans (including any pending payments) on your humm90 account do not exceed 80% of your humm90 account credit limit.
- Your purchase has not been converted to an Instalment Plan already.

^Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 25.80% p.a. and subject to change. Minimum monthly repayment required.