Big Interest Free days1
Get up to 110 days Interest Free on everyday purchases, online & instore.
Meet humm90
humm90 is a Platinum Mastercard® that can be used everywhere, with superpowers that let you pay off bigger buys gradually, Interest Free.
Plan for bigger buys2
Turn any purchase over $250 into an Interest Free instalment plan.
Up to 60 months Interest Free3
Shop 100+ humm90 partners with Long Term Interest Free terms.
Big Interest
free days1
Get up to 110 days interest free on everyday purchases, online & instore.
Plan for
bigger buys2
Turn any purchase over $250 into an Interest Free instalment plan.
Up to 60 months Interest Free3
Shop 100+ humm90 partners with Long Term Interest Free terms
Why humm90 Platinum Mastercard?
Features built to help
you save interest.
The global acceptance
of Mastercard.
Platinum extras for no
extra fees.
No fees on overseas
purchases.
All for a great value
$99 annual fee.
Thinking of using humm90 for an interest free purchase at one of our retail partners? Use our Calculators to compare the benefits of using humm90.
Rates & Fees
Annual fee
$99
Interest rate
0% interest for up to
110 days (25.80% p.a. thereafter)
Eligibility criteria
Be 18+ years old
Earn $25,000+ p.a
Have a clear credit file
Be a permanent Australian resident
Have handy your mobile number, email address and your Australian driver’s licence or Australian passport
Eligibility criteria
Be 18+ years old
Earn $25,000+ p.a
Have a clear credit file
Be a permanent Australian resident
Have handy your mobile number, email address and your Australian driver’s licence or Australian passport
Apply in minutes!
What our customers are saying
Frequently Asked Questions
humm90WRAPs allow you to convert purchases of $250 or more to your choice of 3 Interest Free Instalment Plans. You will be able to pay off big ticket purchases in monthly instalments at 0% p.a. interest for a small establishment fee.
Yes. You can use your humm90 Mastercard to withdraw cash from your humm90 account at any ATM. Cash withdrawals do not qualify for up to 110 days Interest Free period or for any other Interest Free promotional period. Cash withdrawals attract interest at the Cash Advance Rate from the date of the transaction plus any cash advance fees.
Download the humm90 app or access your account via the online portal.
