Compliments & Complaints

We welcome your compliments and complaints. Your feedback is our opportunity to continually improve on the service we provide.

humm90 interest free card


Let us know about your positive experience by filing in the Compliments and Complaints form and we’ll make sure your feedback reaches the right person.


Sometimes things don’t go the way they should. If this happens, please let us know and we’ll do what we can to resolve any concerns you have quickly and fairly. Here you’ll find information about how you can raise an issue with us, how it will be resolved and what to do if you’re still not satisfied.

We’re here to help

  • Let us know about your complaint and how you’d like it resolved.
  • We’ll acknowledge your complaint, provide you the reference number and contact details.
  • If you have any supporting documents you would like to provide us, make sure to let us know.
  • We’ll work with you to resolve the complaint and let you know once we have a resolution.

Raising a complaint

Step 1:

Most complaints can be resolved on that same call or within a few days of letting us know. Get in touch with our humm90 Customer Service Team on:
Online: Compliments and Complaints form
Phone: 1300 115 533 (Monday-Saturday: 9am – 6pm. Sunday: closed)
Overseas Phone: +61 2 8905 2904 (Monday-Saturday: 9am – 6pm. Sunday: closed)

Step 2:

In the event your complaint is not resolved, just let us know and we’ll escalate your matter to the Complaints Team, who will be in contact with you to discuss your complaint further.

Alternatively, you can contact the Complaints Team on:
Telephone: 1300 858 608 (Mon-Fri 9am-6pm AEST, select option 5)
Post: Locked Bag 5005, Royal Exchange, Sydney NSW 1225

Step 3:

If you remain dissatisfied, we’ll refer the complaint to Group Customer Relations, who will work with you towards a mutually satisfactory resolution.

How long will it take?

We’ll keep you informed of our progress and if we’re unable to resolve your complaint within 21 days, we’ll contact you to let you know we need more time to investigate.

In the event of a delay where a final response is not possible within 30 days, we’ll be in touch with the reason for the delay and to give you a date when you should expect to receive it.

If you’re still dissatisfied with the resolution provided

In Australia, you can lodge a dispute through the Australian Financial Complaints Authority (AFCA), our external dispute resolution provider. AFCA provides fair and independent financial services complaint resolution that is free to consumers.
Email: [email protected]
Phone: 1800 931 678 (free call)
Postal Address: Australian Financial Complaints Authority, GPO Box 3, Melbourne, VIC, 3001

Time limits may apply to complain to AFCA and so you should act promptly or otherwise consult the AFCA website to find out if or when the time limit relevant to your circumstances expires.

We will do everything we can to resolve your complaint quickly and fairly so it’s important that you raise your issue with us before going to AFCA. In fact, AFCA will encourage you to work with us first, before commencing their investigation.

Privacy Complaints

You can also contact The Office of the Australian Information Commissioner if your complaint is about your privacy.

Office of the Australian Information Commissioner
GPO Box 5218
Sydney NSW 2001
Phone: 1300 363 992