HUMM90 HELP & Support
humm90WRAP
humm90 interest free card

How do I know if I am under the 80% credit limit threshold?

The balance of all active humm90//WRAPs and Instalment Plans (including any pending payments) on your humm90 account must not exceed 80% of your humm90 account credit limit.

The humm90 Mobile app and my humm90 will not give you the option to convert a recent purchase into a humm90//WRAP if that conversion would, when added to the current balance of your active humm90//WRAPs and Instalment Plans, take you over the 80% of credit limit threshold.

To see the current balance of your active humm90//WRAPs and Instalment Plans, see the amount labelled “Balance in instalment plans” on your most recent humm90 account statement.

^Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 25.80% p.a. and subject to change. Minimum monthly repayment required.