HUMM90 HELP & Support
humm90 interest free card

I’ve reached the 80% credit limit threshold, what can I do to convert a purchase to a humm90//WRAP?

There’s no quick fix. You will need to continue to pay your active humm90//WRAP and Instalment Plan repayments as instructed on your humm90 statement.

Once your humm90//WRAP and Instalment Plan balance has dropped below 80% of your credit limit, you will then be eligible to convert future purchases to humm90//WRAP.

^Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 25.80% p.a. and subject to change. Minimum monthly repayment required.