I’ve reached the 80% credit limit threshold, what can I do to convert a purchase to a humm90//WRAP?

There’s no quick fix. You will need to continue to pay your active humm90//WRAP and Instalment Plan repayments as instructed on your humm90 statement.

Once your humm90//WRAP and Instalment Plan balance has dropped below 80% of your credit limit, you will then be eligible to convert future purchases to humm90//WRAP.