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Shop at Nick Scali Interest Free1

humm90 provides card holders access to amazing long-term interest free1 finance. It allows you to shop with ease knowing you can pay off your purchases with interest free monthly instalments. It’s as simple as that!

To take advantage of the exclusive humm90 interest free offer, simply shop at Nick Scali (both in-store and online) and ask to buy with humm90.

Long term interest free shopping at Nick Scali is available to both new and current customers when you shop with humm90. If you are not an existing cardholder, approval is fast, so simply apply here and enjoy the luxury of buying now and paying later with humm90.

Minimum purchase limits may apply – please check with the retailer to see if your purchase qualifies. Terms and conditions apply*.

*Minimum spend and interest free offer period is determined by the retailer. Annual Account Fee applies. Establishment fee applies to new cardholders. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees are subject to change.

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Get Interest Free Finance

// APPLY IN FOUR EASY STEPS.

Here’s what to expect as you sign up.
  • Apply online in 15 minutes and get a response in 60 seconds.
  • Once approved, get your digital card, instantly ready for action.
  • New to humm90? You’ll need to ID yourself online and be at least 18 years old.
  • Receive your humm90 Mastercard® within 5-7 working days.

Get up to 110 days Interest Free2 with humm90

Apply
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KEEP YOUR CARD CLOSE WITH THE APP

The humm90 Mastercard® app is where everything comes together.
  • Activate and manage your cards – including your PIN.
  • Check transactions as they happen.
  • Download statements and set up a humm90WRAP Instalment Plan.
  • Send your card to your digital wallet to tap away for easy payments.
  1. Up to 72 months Long Term Interest Free finance (LTIF) available only during the term of the promotional period offered, interest (at the Expired Promotional Rate, currently 26.49% p.a.) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. Only available at humm90 retail partners. LTIF terms may vary depending on the humm90 retail partner.
  2. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that the balance of all everyday transactions will become interest bearing. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 26.30% p.a. and subject to change. Minimum monthly payment required.

    *Approved applicants only. Terms and conditions, fees & charges and eligibility criteria apply.

    humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.
    Mastercard and the circles design are trademarks of Mastercard International Incorporated.