HUMM90 HELP & Support
humm90 interest free card

What is the minimum monthly payment?

The minimum monthly payment is the lowest amount that you need to pay for each statement period to keep your account current.

Your ‘Total amount due’ will be made up the following elements, as applicable:

  • the minimum payment, being 3% of your outstanding balance excluding:
    • everyday purchases and fees during their initial 80 to 110 day Payment Holiday, and any other promotional offers involving a Payment Holiday
    • any amount under an Instalment Plan
    • overdue and overlimit amounts.
  • If your outstanding balance on which the 3% minimum repayment is carried out is $30 or less, then that full outstanding balance will be your minimum repayment
  • any Instalment Repayment falling due in the relevant month, and
  • any overdue amounts or overlimit amounts (ie, amounts in excess of your credit limit). Those should be paid immediately to make your account current.

^Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 25.80% p.a. and subject to change. Minimum monthly repayment required.