HUMM90 HELP & Support
Financial Hardship
humm90 interest free card

Does a hardship arrangement affect my credit score?

Entering into a financial hardship arrangement does not affect your credit score, but your credit report will show you have entered into a financial hardship arrangement. During the arrangement your repayment history information will show whether or not you meet the agreed minimum payment obligations.

General guidance on credit reporting and financial hardship arrangements can be found on the CreditSmart website: Financial hardship and your credit report - CreditSmart

^Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 25.80% p.a. and subject to change. Minimum monthly repayment required.