Working it
MANAGE YOUR CARD FOR SAVINGS TO THE MAX.

COUNT THE 110 DAYS
If you’re serious about staying Interest Free, keep your eye on when you purchased items, so you can pay them off within 110 days1.

PAY MORE THAN THE MINIMUM
Your monthly statement will show how much you need to pay. Even if you can’t cover the full monthly amount, paying a little extra than the minimum can save you a lot in the long term.
NEVER LOSE ON LATE FEES
To keep yourself from incurring late fees, set a reminder to make your repayment by the due date shown on the home screen of the app or your monthly statement. It’s a good idea to pay a couple of days before to allow time for your chosen payment method to process as some take longer than others.
Get the humm90 Interest Free1 card

BLITZ INTEREST WITH BTs
Watch for 0% Balance Transfer offers from humm90 which are a great opportunity to pay off balances that are costing you big interest. To avoid incurring interest later, keep an eye on the amount you’ve transferred, and aim to pay it off before the 0% interest period is up.
If you’d like to check the amount outstanding on your balance transfer, you’ll find it in the app and on your monthly statement. Your statement will be sent to you each month, and you can access it anytime through the humm90 Mastercard® app or myhumm90.

KEEP YOUR CARD CLOSE WITH THE APP
The humm90 Mastercard® app is where everything comes together.
- Activate and manage your cards – including your PIN.
- Check transactions as they happen.
- Download statements and set up a humm90WRAP Instalment Plan.
- Send your card to your digital wallet to tap away for easy payments.
- Access the humm90 marketplace for fantastic curated deals.