HUMM90 HELP & Support
Payments
humm90 interest free card

What is the ‘Alternative repayment to reduce interest’ on my statement?

The ‘Alternative repayment to reduce interest’ tells you how much you might like to pay to reduce your interest – or avoid it altogether.

It includes everyday purchases, cash advances, balance transfers, plus any payments owed on interest free purchases (inc. Long Term Interest Free^ and humm90//WRAP) that are expiring or have expired, up to the next payment due date.

^Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 25.80% p.a. and subject to change. Minimum monthly repayment required.