Exclusive interest free1 offers at My Holiday
Offer: 6-month Months Deferred Payment + 18 Months Interest Free
Terms & conditions: This Promotional Offer is only available on Long Term Finance for a purchase made using a humm90 Mastercard credit card (Transaction) until 31 July 2025. The 6-month Deferred Payment Period is specified by Ignite Travel Group as being a Deferred Payment Period applying to an individual Transaction. The Deferred Payment Period and the 24-month Interest Free Period commence from the date of the Transaction and during these periods you must pay the annual fee or monthly fees (as applicable). During the 6-month Deferred Payment Period, we will not require repayment of the amount (or any part of the amount) of that Transaction, although you will still owe us the amount after the expiry of the Deferred Payment Period. After the Deferred Payment Period, you will be required to make minimum monthly repayments in respect of the Transaction. Failure to make the required repayments by the due date will result in a late payment fee as specified in your Credit Contract. After the Interest Free Period, interest will be charged on outstanding balances at the Expired Promotional Rate (currently 26.49%).
Approved applicants only. Fees and charges apply, including a $99 annual fee that applies on account opening. Applicants who enter into their Credit Contract on or after 1 October 2024 will be charged a monthly fee of $9.95 instead of an annual fee, and existing customers will be transitioned on a rolling basis. T&Cs and minimum finance amount of $800 applies.
For Long Term Interest Free purchases: Minimum monthly payments must be made by the due date each month, otherwise interest at the humm90 Expired Promotional Rate (currently 26.49%) applies to outstanding balances after the Interest Free Period. For other purchases: Up to 110 days interest free and payment holiday can apply (excluding purchases we treat as cash advances), after which minimum monthly payments are required. Interest at the humm90 Purchase Rate (currently 26.30%) applies if purchase amount is not repaid within Interest Free Period or if other Interest Free Criteria are not met. All fees, charges and interest rates are current as at June 2024 and subject to change see humm90.com/au.
// APPLY IN FOUR EASY STEPS.
Here’s what to expect as you sign up.
- Apply online in 15 minutes and get a response in 60 seconds.
- Once approved, get your digital card, instantly ready for action.
- New to humm90? You’ll need to ID yourself online and be at least 18 years old.
- Receive your humm90 Mastercard® within 5-7 working days.
Get up to 110 days Interest Free2 with humm90

KEEP YOUR CARD CLOSE WITH THE APP
The humm90 Mastercard® app is where everything comes together.
- Activate and manage your cards – including your PIN.
- Check transactions as they happen.
- Download statements and set up a humm90WRAP Instalment Plan.
- Send your card to your digital wallet to tap away for easy payments.
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Long Term Interest Free finance (LTIF) available only during the term of the promotional period offered, interest (at the Expired Promotional Rate, currently 26.49% p.a.) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. Only available at humm90 retail partners. LTIF terms may vary depending on the humm90 retail partner.
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Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. You must pay at least the ‘Alternative repayment to reduce interest’ on each monthly statement, by the statement due date to meet the Interest Free Criteria. Failure to do so will result in the balance of all everyday transactions becoming interest bearing. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 26.30% p.a. and subject to change. Minimum monthly payment required.*Approved applicants only. Terms and conditions, fees & charges and eligibility criteria apply.humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Mastercard and the circles design are trademarks of Mastercard International Incorporated.