More reasons to apply
humm®90 is a Platinum Mastercard® that gives you up to 110 days Interest Free* on everyday purchases – and is accepted everywhere Mastercard is.
Up to 110 days Interest Free*
Get up to 110 days Interest Free* on everyday purchases, online & instore.
Interest free plans for bigger buys+
Turn any purchase over $250 into an Interest Free instalment plan which you can repay over 9, 12 or 15 affordable months.
No international transaction fees.
Save when shopping overseas or at your favourite international websites.
Rates & Fees
Annual fee
No annual fee for the first year ($99 thereafter)
Interest rate
0% interest for up to 110 days* (25.80% p.a. thereafter)
Eligibility criteria
Be 18+ years old
Earn $25,000+ p.a
Have a clear credit file
Be a permanent Australian resident
Have handy your mobile number, email address and your Australian driver’s licence or Australian passport
Eligibility criteria
Earn $25,000+ p.a
Have a clear credit file
Be a permanent Australian resident
Have handy your mobile number, email address and your Australian driver’s licence or Australian passport
Apply in minutes!
WeMoney Awards
In this year’s WeMoney Travel Awards, humm90 was awarded Best for Flexibility and Excellent Rates & Fees! Apply for humm90 to enjoy up to 110 days Interest Free* when booking your trip anywhere.
T&Cs
^ Promotional offer available only for applicants who have applied for, been approved and opened a new humm®90 Platinum Mastercard® account between 12:00am AEST on 1/05/2024 and 11:59pm AEDT on 31/05/2024 (“Application Period”). Fees, terms, and conditions apply. Applicants need to apply via the campaign landing page https://www.humm90.com/au/promotion/noannualfee and use the promo code ‘NOANNUALFEE’ in the promo field on the first page of your application. No annual fee on account opening, however a $99 Annual Fee will be charged on the anniversary of your humm90 Account opening and annually thereafter; which attracts interest (charged at the humm90 Purchase Rate, currently 25.80% p.a) from the date charged unless fully paid within Interest Free Period and the Interest Free Criteria are met. Minimum monthly repayment required. This offer is not transferable. humm90 may change, withdraw or end this offer at any time.
* Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 25.80% p.a. and subject to change. Minimum monthly repayment required.
+ humm90WRAP allows you to convert humm90 Mastercard purchases of $250 or more to an Interest Free Instalment Plan. A fee applies, calculated as a percentage of the total amount payable on the card purchase selected. Total amount payable by 9, 12 or 15 equal monthly instalments, in addition to the minimum monthly repayment. If you fail to pay a fixed monthly instalment, interest (calculated at the Expired Promotional Rate, currently 25.99% p.a.) is payable on that outstanding amount. Conversion to a humm90WRAP must take place within 30 days of eligible transaction. An eligible transaction does not include cash advances, balance transfers, interest, fees, charges, or commissions. All transactions converted to a humm90WRAP cannot make up 80% or more of your available credit limit.
