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Spend $1,000     Get $100*
Spend $2,500     Get $250*
Spend $3,000     Get $350*
Spend $4,000     Get $500*
On eligible purchases within your first 60 days as new a customer

Why humm90

humm90 is a Platinum Mastercard that gives you up to 110 days Interest Free^ on all your everyday purchases – and is accepted everywhere Mastercard is.

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Special Welcome offer*

For applications completed online between 7 November – 5 December 2022.
Apply for the humm90 Platinum Mastercard, be approved and get spend back*.
Once approved spend between $1,000 and $4,000 on eligible transactions in your first 60 days as a customer to get up to $500 back!* 
This offer is only available for a limited time when you apply through this page.

Other offer criteria

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Apply in minutes

Offer ends Monday 5 December 2022!

More reasons to apply

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Big Interest
Free days^

Get up to 110 days Interest Free^ on everyday purchases, online & instore.

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Plan for
bigger buys1

Turn any purchase over $250 into an Interest Free instalment plan which you can repay over 9, 12 or 15 affordable months.

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No international
transaction fees.

No international transaction fees on overseas purchases whether you’re shopping online or instore.

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Rates & Fees

Annual fee

$99 Annual Account fee

Interest rate

0% interest for up to 110 days^ (23.99% thereafter)

Eligibility criteria

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Be 18+ years old

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Earn $25,000+ p.a

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Have a clear credit file

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Be a permanent Australian resident

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Have handy your mobile number, email address and your Australian driver’s licence or Australian passport

Eligibility criteria

Be 18+ years old

Earn $25,000+ p.a

Have a clear credit file

Be a permanent Australian resident

Have handy your mobile number, email address and your Australian driver’s licence or Australian passport

Apply in minutes!

Why humm90 Platinum Mastercard?

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Features built to help you save interest.

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Accepted at millions of locations worldwide.

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Platinum extras for no extra fees.