9 - 12 June 2023

^Approved applicants only. Interest free arrangements have fees and charges. Fees, charges apply, including an annual fee (currently $99) that applies on account opening and annually afterwards. 6 months interest free (“Payment Holiday”) is available on all humm90 Platinum Mastercard Card Transactions (excluding cash advances, BPAY payments, balance transfers, fees, interest charges, quasi-cash transactions, IKEA purchases of $250 or greater and all Promotional Offers incl. Long-Term Interest Free purchases); from 12:00am Friday 9 to 9:59pm Monday 12 June 2023 AEST. The date of the transaction is determined when the merchant processes the purchase. This is outside the control of humm Cards Pty Ltd. humm90 Interest Rate, currently 25.80% p.a. applies to any outstanding balance at end of Payment Holiday. humm90 reserves the right to extend, amend, suspend, or terminate this offer at any time without notice. For Long Term Interest Free purchases: T&Cs and minimum finance amount apply. Required payments must be made by the due date each month, otherwise interest at the humm90 Expired Promotional Rate (currently 25.99%) applies. For other purchases: Minimum monthly payments required. Up to 110 days interest free can apply (excluding purchases we treat as cash advances), interest at the humm90 Purchase Rate (currently 25.80%) applies if purchase amount not repaid in interest free period or if other interest free criteria are not met. All fees, charges and interest rates are current as 1 June 2023 and can change. See humm90.com/au for current fees, charges and interest rates. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.

*8K Winter Getaway Prize Draw conditions apply. See https://www.humm90.com/au/promotion/winter-escape/ for full terms. Open to AU res 18+ who are humm®90 Platinum Mastercard® holders. Ends: 11:59pm AEST on 25/06/23. Limit 1 entry p/transaction (some transactions excluded see terms). Eligible card spend transactions includes Card Transactions and does not include Cash Advances, Balance Transfer Transactions, Long-Term Interest Free finance purchases, Fixed Payment Plans, IKEA card swipe transactions over $250, Electronic Funds Transfer and BPAY Online payments. Drawn on 04/07/23. Winners published at https://www.humm90.com/au/promotion/winter-escape/ on 08/07/23.  Prize (1 to be won), awarded as Flight Centre Australia e-gift cards to the value of AUD$8,000. Permits: ACT. TP23/00825, SA. T23/643.  Promoter: humm Cards Pty Ltd ABN 31 099 651 877.

humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. Mastercard and the circles design are trademarks of Mastercard International Incorporated.