GET $400 BACK*
Apply, be approved & spend $4,000 on eligible purchases within your first 120 Days.
Plus, apply for the humm90 Platinum Mastercard and pay no annual fee for the first year (usually $99).*
Limited Time Offer Ends 21 August 2022

Plus, apply for the humm90 Platinum Mastercard and pay no annual fee for the first year (usually $99).*
Limited Time Offer Ends 21 August 2022
humm90 is a Platinum card that can be used everywhere Mastercard® is accepted, with superpowers that let you pay off purchases gradually, Interest Free.
Shop 100+ humm90 partners with Long Term Interest Free terms.
Shop 100+ humm90 partners with Long Term Interest Free terms
Apply, be approved & spend $4,000 on eligible purchases within your first 120 Days*.
*New approved applicants only who have applied for and opened a humm90 Platinum MasterCard between 11 July and 21 August 2022. Fees, terms, and conditions apply. No annual fee for the first year, however a $99 Annual Fee will be charged on the anniversary of the first debit to your humm90 Account and annually thereafter; which attracts interest (charged at the humm90 Purchase Rate, currently 23.99% p.a) from the date charged unless fully paid within Interest Free Period and the Interest Free Criteria are met. Minimum monthly repayment required. This offer is not transferable. Cashback available only when the cardholder spends $4,000 or more on eligible card spend transactions made within 120 days of account opening (Offer End Date). Eligible card spend transactions do not include cash advances, balance transfers, Long-term Interest Free purchases, IKEA card swipe transactions over $250, Electronic Funds Transfer and BPAY Online payments. A cardholder with a credit limit of $1000 will need to spend the entire card limit and repay the card balance in full each month in order to reach the minimum spend. Transactions may take up to 3 days to clear. The cashback will be applied to your account within 30 days of Offer End Date. Account must be open and not in default of the credit contract when cashback is applied.
1. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 23.99% p.a. Minimum monthly repayment required.
2. humm90WRAP allows you to convert humm90 Mastercard purchases of $250 or more to an Interest Free Instalment Plan. A fee applies, calculated as a percentage of the total amount payable on the card purchase selected. Total amount payable by 9, 12 or 15 equal monthly instalments, in addition to the minimum monthly repayment. If you fail to pay a fixed monthly instalment, interest (calculated at the humm90 Purchase Rate, currently 23.99% p.a.) is payable on that outstanding amount. Conversion to a humm90WRAP must take place within 30 days of eligible transaction. An eligible transaction does not include cash advances, balance transfers, interest, fees, charges, or commissions. All transactions converted to a humm90WRAP cannot make up 80% or more of your available credit limit.
3. Up to 60 months Long Term Interest Free Finance (LTIF) available only during the term of the promotional period offered, interest (charged at the Expired Promotional Rate, currently 25.99% p.a.) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. Only available at humm90 retail partners. LTIF terms may vary depending on the humm90 retail partner.
humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.
Mastercard and the circles design are trademarks of Mastercard International Incorporated.