GET $400 BACK*

Apply for the humm®90 Platinum Mastercard®, be approved and spend $4,000 on eligible* purchases within your first 120 days.

Plus, pay no annual fee for the first year (usually $99).*

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Apply in minutes

Offer extended until 4 September 2022!

Why humm90

humm90 is a Platinum Mastercard that gives you up to 110 days Interest Free1 on all your everyday purchases – and is accepted everywhere Mastercard is.
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Special Welcome offer*

extended until 4 September 2022

Get $400 cashback when you apply, are approved and spend at least $4,000 within your first 120 days.*
Pay $0 Annual Fee in your first year* (usually $99).
This offer is only available for a limited time when you apply through this page.

Other offer criteria

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Apply in minutes

Offer extended until 4 September 2022!

More reasons to apply

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Big Interest
Free days1

Get up to 110 days Interest Free on everyday purchases, online & instore.

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Plan for
bigger buys²

Turn any purchase over $250 into an Interest Free instalment plan which you can repay over 9, 12 or 15 affordable months.

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No international
transaction fees.

No FX fees on overseas purchases whether you’re shopping online or instore.

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Rates & Fees

Annual fee

$0 for the first year ($99 thereafter)

Interest rate

0% interest for up to 110 days (23.99% thereafter)

Eligibility criteria

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Be 18+ years old

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Earn $25,000+ p.a

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Have a clear credit file

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Be a permanent Australian resident

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Have handy your mobile number, email address and your Australian driver’s licence or Australian passport

Eligibility criteria

Be 18+ years old

Earn $25,000+ p.a

Have a clear credit file

Be a permanent Australian resident

Have handy your mobile number, email address and your Australian driver’s licence or Australian passport

Apply in minutes!
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GET $400 BACK*

Apply, be approved & spend $4,000 on eligible purchases within your first 120 Days*.

Why humm90 Platinum Mastercard?

humm90 icon Features

Features built to help you save interest.

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Accepted at millions of locations worldwide.

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Platinum extras for no extra fees.