Why humm90
humm®90 is a Platinum Mastercard® that gives you up to 110 days Interest Free^ on all your everyday purchases with no minimum spend and no international transaction fees.


Special Welcome offer*
For applications completed online between 12 December 2022 – 31 January 2023.
Apply for the humm90 Platinum Mastercard, be approved and get spend back*.
Once approved we’ll waive your first year annual Account Fee, plus you’ll get your $100 spend back on eligible transactions in your first 31 days as a customer!*
This offer is only available for a limited time when you apply through this page.
Other offer criteria
- This offer is only available for a limited time when you apply through this page.
- Eligible card spend transactions do not include cash advances, balance transfers, Long Term Interest Free finance purchases, IKEA Card Swipe transactions over $250, Electronic Funds Transfer and BPAY online payments*.
Offer ends Tuesday 31 January 2023!
More reasons to apply

Big Interest
Free days^
Get up to 110 days Interest Free^ on everyday purchases, online & instore.

Plan for
bigger buys1
Turn any purchase over $250 into an Interest Free instalment plan which you can repay over 9, 12 or 15 affordable months.

No international
transaction fees.
No international transaction fees on overseas purchases whether you’re shopping online or instore.

Rates & Fees
Annual fee
$0 for the first year* as part of this promotion. $99 Annual Account Fee thereafter.
Interest rate
0% interest for up to 110 days^ (23.99% thereafter)
Eligibility criteria
Be 18+ years old
Earn $25,000+ p.a
Meet our credit criteria
Be a permanent Australian resident
Have handy your mobile number, email address and your Australian driver’s licence or Australian passport
Have handy your mobile number, email address and your Australian driver’s licence or Australian passport
You want a credit card
Eligibility criteria
Be 18+ years old
Earn $25,000+ p.a
Meet our credit criteria
Be a permanent Australian resident
Have handy your mobile number, email address and your Australian driver’s licence or Australian passport
Apply in minutes!