*New approved applicants only who have applied for and opened a humm90 Platinum Mastercard between 12 December 2022 – 31 January 2023. Fees, terms, and conditions apply. Applicants need to apply via the campaign landing page https://www.humm90.com/au/promotion/100nofee/
. No annual fee for the first year, however a $99 Annual Fee will be charged on the anniversary of the first debit to your humm90 Account and annually thereafter; which attracts interest (charged at the humm90 Purchase Rate, currently 23.99% p.a) from the date charged unless fully paid within Interest Free Period and the Interest Free Criteria are met. Minimum monthly repayment required. This offer is not transferable. Limited to one eligible cashback offer per account. Cashback available only when the cardholder spends $100 or more on eligible card spend transactions made within 31 days of account opening (Offer End Date). Eligible card spend transactions do not include cash advances, balance transfers, Long-term Interest Free purchases, IKEA card swipe transactions over $250, Electronic Funds Transfer and BPAY Online payments. Transactions may take up to 3 days to clear. humm90 may change, withdraw or end this offer at any time. The cashback will be applied to your account within 30 days of Offer End Date. Account must be open and not in default of the credit contract when cashback is applied. Humm® reserves the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice.
^Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 23.99% p.a. Minimum monthly repayment required.
1.humm90WRAP allows you to convert humm90 Mastercard purchases of $250 or more to an Interest Free Instalment Plan. A fee applies, calculated as a percentage of the total amount payable on the card purchase selected. Total amount payable by 9, 12 or 15 equal monthly instalments, in addition to the minimum monthly repayment. If you fail to pay a fixed monthly instalment, interest (calculated at the humm90 Purchase Rate, currently 23.99% p.a.) is payable on that outstanding amount. Conversion to a humm90WRAP must take place within 30 days of eligible transaction. An eligible transaction does not include cash advances, balance transfers, interest, fees, charges, or commissions. All transactions converted to a humm90WRAP cannot make up 80% or more of your available credit limit.
humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.
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