Why humm90

humm®90 is a Platinum Mastercard® that gives you up to 110 days Interest Free^ on all your everyday purchases with no minimum spend and no international transaction fees.
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Special Welcome offer*

For applications completed online between 12 December 2022 – 31 January 2023.
Apply for the humm90 Platinum Mastercard, be approved and get spend back*.
Once approved we’ll waive your first year annual Account Fee, plus you’ll get your $100 spend back on eligible transactions in your first 31 days as a customer!*
This offer is only available for a limited time when you apply through this page.

Other offer criteria

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Apply in minutes

Offer ends Tuesday 31 January 2023!

More reasons to apply

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Big Interest
Free days^

Get up to 110 days Interest Free^ on everyday purchases, online & instore.

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Plan for
bigger buys1

Turn any purchase over $250 into an Interest Free instalment plan which you can repay over 9, 12 or 15 affordable months.

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No international
transaction fees.

No international transaction fees on overseas purchases whether you’re shopping online or instore.

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Rates & Fees

Annual fee

$0 for the first year* as part of this promotion. $99 Annual Account Fee thereafter.

Interest rate

0% interest for up to 110 days^ (23.99% thereafter)

Eligibility criteria

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Be 18+ years old

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Earn $25,000+ p.a

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Meet our credit criteria

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Be a permanent Australian resident

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Have handy your mobile number, email address and your Australian driver’s licence or Australian passport

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Have handy your mobile number, email address and your Australian driver’s licence or Australian passport

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You want a credit card

Eligibility criteria

Be 18+ years old

Earn $25,000+ p.a

Meet our credit criteria

Be a permanent Australian resident

Have handy your mobile number, email address and your Australian driver’s licence or Australian passport

Apply in minutes!

Why humm90 Platinum Mastercard?

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Features built to help you save interest.

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Accepted at millions of locations worldwide.

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Platinum extras for no extra fees.