How can I avoid paying Interest?

The best way to avoid paying interest is to pay the full Closing Balance (or if applicable, the ‘Alternative repayment to reduce interest’) shown on each statement before the applicable due date.

Your Closing Balance is the total amount you owe on your humm90 Mastercard when we create your statement at the end of the statement period.

If you want to pay off your entire credit card debt for the month, the Closing Balance is the amount you’ll need to pay.