How can I avoid paying Interest?

The best way to avoid paying interest is to pay the ‘Alternative payment to reduce interest’ shown on each of your monthly statements by the due date. That is the total amount you owe on your humm90 Mastercard at the end of the statement period, less Instalment Plans and other amounts which currently benefit from an Interest Free Period.

If you want to pay off your entire credit card debt for the month, the ‘Closing balance excluding instalment plans’ is the amount you’ll need to pay. The Remaining Balance of an Instalment Plan cannot be paid off early unless you wish to cancel the Instalment Plan – see clause 5.3 of the humm90 Conditions of Use.