The award winning credit card designed to save you interest

Experience more, save more. Your card, your benefits.

humm90 card
WeMoney Awards
Best credit card humm90 award wemoney 2025

· Winner – Best for Flexibility – Travel Credit Card
· Winner – Excellent Rates & Fees – Travel Credit Card

· Finalist – Best for Value – Travel Credit Card
· Finalist – Outstanding Customer Service – Travel Credit Card

Exclusive humm90 credit card benefits just for you

humm90 everyday spend

Everyday Interest Free*

Use your 110 days Interest Free* period to create breathing space in your budget every day and pay your balance in full when it’s due and you could pay no interest at all.

humm90 long term interest free

Long Term Interest Free~

Shop at the wide range of humm®90 Long Term Interest Free~ partners around Australia and get up to 60 months Interest Free at selected partners.

humm90 in-app feature

Split purchases with humm90//WRAP^

Enjoy the convenience of paying off bigger buys gradually with your humm®90 credit card. Convert eligible purchases of $250+ into an interest free instalment plan.

humm90 complementary extras

Credit card extras that do more

Shop anywhere in the world, online or overseas and pay no international transaction fees, plus benefit from the Mastercard® Travel & Lifestyle services.

humm90 card
Apply for humm®90 Platinum Mastercard® in minutes online.

Frequently asked questions

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* Up to 110 days interest free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that the balance of all everyday transactions will become interest bearing. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 26.30% p.a. and subject to change. Minimum monthly payment required.

~ Up to 60 months Long Term Interest Free Finance (LTIF) available only during the term of the promotional period offered, interest (charged at the Expired Promotional Rate, currently 26.49% p.a.) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. Only available at humm90 retail partners. LTIF terms may vary depending on the humm90 retail partner.

^ humm90WRAP allows you to convert humm90 Mastercard purchases of $250 or more to an Interest Free Instalment Plan. A fee applies, calculated as a percentage of the total amount payable on the card purchase selected. Total amount payable by 9, 12 or 15 equal monthly instalments. If you fail to pay a fixed monthly instalment, interest (calculated at the Expired Promotional Rate, currently 26.49% p.a.) is payable on that outstanding amount. Conversion to a humm90WRAP must take place within 30 days of eligible transaction. An eligible transaction does not include cash advances, balance transfers, interest, fees, charges, or commissions. All transactions converted to a humm90WRAP cannot make up 80% or more of your available credit limit.