// KNOW THE T&CS.
There are strict regulatory requirements when offering Interest Free*. Under legislation, the advertiser of retail finance (you) and the retail finance provider (humm cards Pty Ltd) can both be liable for breach of any legislative requirements.
// NEVER BE MISLEADING.
All information presented to customers about the product must be factual, accurate and not misleading. Misleading information or advice can result in penalties for both stores and humm cards.
Something can be misleading by providing inaccurate, false or incomplete information. It makes no difference whether you intend to mislead or deceive or not – it is how your conduct affected customers’ thoughts and beliefs that matters.
Ensure adequate Disclaimers are used, referenced by a symbol, and be aware that a disclaimer cannot simply be used where the strong impression created by the main selling point cannot be effectively dispelled by any amount of ‘fine print’.