^ Existing humm®90 Platinum Mastercard® cardholders only. This offer is not transferable. To qualify for 5% cashback, individuals must click the activation link to activate the offer within the promotional period (10 February – 23 February 2025) and then spend on eligible card spend transactions by 23 February 2025 (Offer End Date). Eligible transactions excludes cash advances, balance transfers, Long-term Finance purchases, IKEA card swipe transactions over $250, Electronic Funds Transfer (EFT) and BPAY online payments. Transactions may take up to 3 days to clear. Cashback is capped at $100 and will be credited to your account within 30 days of the Offer End Date. Account must be open and not in default of the credit contract when cashback is applied. A minimum monthly repayment of the outstanding balance is required regardless of applicable Interest Free periods. Interest is payable on any remaining balance outstanding after the Interest Free term. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate, currently 26.30% p.a. Minimum monthly repayment required. humm90 may change, withdraw or end this offer at any time.