Important Information

PDF	DOCUMENT NAME	UPDATED
	Conditions of Use and Credit Guide	Jan 2024
	Product Fees & Charges	Mar 2026
	Key Facts Sheet	Mar 2026
	humm Group Privacy Policy	Aug 2025
	WRAP Terms & Conditions	Nov 2023
	Mastercard Complimentary E-Commerce Purchase Protection Insurance Terms and Conditions (available to humm90 customers on 1 March 2026 for purchases made on or after that date)	Mar 2026
	humm Group Statement of Notifiable Matters	Nov 2020
	humm cards Privacy Statement	Jan 2026
	Self Service Terms and Conditions	Nov 2025
	Direct Debit Authority Form	Nov 2020
	Notice of a Disputed Transaction Form	Nov 2020
	Third Party Consent Form	Jan 2026
	Apple Pay Terms of Use	Nov 2020
	Google Pay Terms of Use	Nov 2020
	Target Market Determination	Sept 2025
	humm90//CASH Terms & Conditions	Feb 2023
	Product Schedule	Mar 2026

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humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.

Mastercard and the circles design are trademarks of Mastercard International Incorporated.

WeMoney Awards

· Winner – Best for Flexibility – Travel Credit Card
· Winner – Excellent Rates & Fees – Travel Credit Card

· Finalist – Best for Value – Travel Credit Card
· Finalist – Outstanding Customer Service – Travel Credit Card