More reasons to apply

humm®90 is a Platinum Mastercard® that gives you up to 110 days Interest Free1 on everyday purchases – and is accepted everywhere Mastercard is.

Up to 110 days 
Interest Free1

Get up to 110 days Interest Free1 on everyday purchases, online & instore.

Interest free plans 
for bigger buys²

Turn any purchase over $250 into an Interest Free instalment plan which you can repay over 9, 12 or 15 affordable months.

No international 
transaction fees.

Save when shopping overseas or at your favourite international websites.

Rates & Fees

Annual fee

$99 Annual Account fee.

Interest rate

0% interest for up to 110 days^ (25.80% p.a. thereafter)

Eligibility criteria

Be 18+ years old

Earn $25,000+ p.a

Have a clear credit file

Be a permanent Australian resident

Have handy your mobile number, email address and your Australian driver’s licence or Australian passport

Eligibility criteria

Be 18+ years old

Earn $25,000+ p.a

Have a clear credit file

Be a permanent Australian resident

Have handy your mobile number, email address and your Australian driver’s licence or Australian passport

Apply in minutes!

Why humm90 Platinum Mastercard?

Saves you interest.

No international transaction fees.

All for a great value, $99 annual fee.