GET YOUR
FIRST $150
SPEND BACK*

humm90® // The Ultimate Shopping Card
Up to 110 days interest free^ // Built 2 Shop

*^New approved applicants only. Fees, T&Cs and min $150 spend criteria apply. $99 Annual Fee & Interest rate of 23.99% p.a. applies. Rate correct as at 15 September 2022. Offer ends 30/10/22.

Why humm90

humm90 is a Platinum Mastercard that gives you up to 110 days Interest Free^ on all your everyday purchases – and is accepted everywhere Mastercard is.

humm90-special-offer
tab-h90-special

Special Welcome offer*

For applications completed online between 15 September – 30 October 2022.
Apply for the humm90 Platinum Mastercard, be approved and get your first $150 back*.
Once approved spend $150 in your first month and we’ll give it right back!*
This offer is only available for a limited time when you apply through this page.

Other offer criteria

Apply in minutes

Offer ends Sunday 30 October 2022!

More reasons to apply

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Big Interest
Free days^

Get up to 110 days Interest Free^ on everyday purchases, online & instore.

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Plan for
bigger buys²

Turn any purchase over $250 into an Interest Free instalment plan which you can repay over 9, 12 or 15 affordable months.

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No international
transaction fees.

No international transaction fees on overseas purchases whether you’re shopping online or instore.

Rates & Fees

Annual fee

$99 Annual Account fee

Interest rate

0% interest for up to 110 days^ (23.99% p.a. applies thereafter. Rate correct as at 15 September 2022.)

Eligibility criteria

Be 18+ years old

Earn $25,000+ p.a

Have a clear credit file

Be a permanent Australian resident

Have handy your mobile number, email address and your Australian driver’s licence or Australian passport

Eligibility criteria

Be 18+ years old

Earn $25,000+ p.a

Have a clear credit file

Be a permanent Australian resident

Have handy your mobile number, email address and your Australian driver’s licence or Australian passport

Apply in minutes!

Why humm90 Platinum Mastercard?

Features built to help you save interest.

Accepted at millions of locations worldwide.

Platinum extras for no extra fees.